It's time to raise your expectations.

We put your future in focus by visualizing your data, identifying trends, and giving you actionable insight.

Get a Glimpse into the Future

Your data tells the story of your business. As MJ’s proprietary analytics tool, APERTURE can help bring your data into focus so you can understand the past—and forecast what’s to come.

Learn more


Risk Management

Optimizing your risk management strategy is a crucial part of achieving your business goals. Our team can get you there.


Our Benefits+ programs are designed to go beyond standard solutions, providing a comprehensive and fully customized approach to employee benefits consulting that prioritizes the health, happiness, and success of your employees. 


Personal insurance can be in impersonal business, but not at MJ. We work hard to help you plan for the future and protect what matters most.

Why MJ

Driven by passion.

Inspired through leadership.

Fueled by curiosity.

Pushed by determination.

Empowered by innovation.

Focused on fun.


April 25, 2024

As we look forward to summer plans, employers must continue to stay on top of benefit compliance requirements. This webinar will provide an overview of some of the important upcoming reporting requirements, including Form 5500s, PCORI fees, and Rx Reporting.


2024 Swerve

TUESDAY, May 14, 2024

MJ’s reFRAME educational event series is hosting our annual half-day seminar, Swerve, this May! Swerve is an annual conference designed to provide employers with forward-thinking concepts that will improve outcomes for your business and your workforce. Whether attendees specialize in Human Resources, Finance, or Operations, we will be delivering content that is timely and impactful in their role as a business leader.

During this event, attendees can expect to hear from industry experts in employee benefits, retirement, and compensation. This half-day seminar will cover those 3 topics in a variety of ways, from a presentation to panel discussion, and conclude with a keynote presentation. We all think bigger together, and by connecting attendees with like-minded professionals, we will bring innovation to the benefits space.

The event will be from 1:00 – 4:30 PM ET at the Ritz Charles Carmel, with an option to attend virtually as well. SHRM credits will be available.

register here

May Compliance Webinar: Medicare Coordination with Employer-Sponsored Coverage

May 23, 2024

An aging workforce requires employers to better understand how Medicare options coordinate with employer benefit offerings. We’ll touch on coordination of benefit rules, creditable coverage status, how Medicare impacts HSA eligibility and COBRA continuation options, and more.

register here

June Compliance Webinar: Health Savings Accounts (HSAs)

June 20, 2024

As more and more employers offer at least one high deductible health plan (HDHP) option, employers play a role in educating their employees about HSAs. The goal of the webinar will be to provide employers with some tips and tricks to help employees navigate HSA eligibility, HSA contribution limits, and HSA reimbursements.

Register Here


TUESDAY, JULY 23, 2024

Save the date for our Future in Focus: 2025 Economic Outlook seminar featuring renowned economist Connor Lokar from the Institute for Trend Research (ITR) on Tuesday, July 23, at The Ritz Charles. More information on registration to come soon!

What’s On Our Minds

PUBLISHED April 16th, 2024

CMS Preserves Creditable Coverage Simplified Determination Method in Final Part D Instructions for 2025

Ann Poland

On April 1, 2024, the Centers for Medicare and Medicaid Services (CMS) issued Final Part D Redesign Program Instructions for calendar year 2025. The …

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MJ Foundation
PUBLISHED April 9th, 2024

Closing the Nature Gap

Britni Shrout

Did you know that those who have access to nature have been found to have increased happiness and a better sense of purpose? Increasingly, …

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Risk Management
PUBLISHED April 2nd, 2024

Trucking Industry Trends to Watch in 2024

The MJ Companies

Trucking industry conditions are constantly evolving, and businesses in the truck transportation subsector need to be aware of the changing landscape to maintain operational …

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PUBLISHED March 26th, 2024

Disconnected – Facing Brain Drain Head-On

Doug Prince

Imagine if 39.6% of your current workforce came to you and said that they wanted to retire in the next 3-7 years. What would …

Read More
PUBLISHED March 19th, 2024


Courtney Hutchison

There has been a significant shift in how employers view paid leave programs in recent years. Once considered merely an employee benefit, paid leave …

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MJ Foundation
PUBLISHED March 12th, 2024

Fighting Cancer Like a Bear

Britni Shrout

In life, there are things that are certain and within your control—like what time you wake up in the morning, what you eat for …

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News and Updates
PUBLISHED March 5th, 2024

The MJ Companies Appoints New Chief Financial Officer

The MJ Companies

INDIANAPOLIS (March 5, 2024) – The MJ Companies, a leading financial services firm for nearly 60 years, is pleased to welcome Brian Stoll as …

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Risk Management
PUBLISHED February 27th, 2024

Construction Industry Trends to Watch in 2024

The MJ Companies

The construction industry has encountered volatility and uncertainty in recent years, brought on in part by fluctuating consumer behaviors, material procurement difficulties, project delays, …

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PUBLISHED February 23rd, 2024

IRS Releases ACA Pay-or-Play Penalties for 2025

Ann Poland

On Feb. 12, 2024, the IRS released updated penalty amounts for 2025 related to the employer shared responsibility (pay-or-play) rules under the Affordable Care …

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