The Stop-Loss Landscape: Trends and What’s Ahead

July 23, 2026, 3:00 PM ET

With continued economic uncertainty and rising healthcare costs, the stop-loss market is under more pressure than ever. Employers are facing tighter underwriting, higher claim severity, and less room for error. Join us for a timely discussion on the current stop-loss landscape, where we’ll share a clear market outlook, break down what’s driving today’s pricing and trends, and highlight best practices employers are using to manage risk and control costs.

Workers’ Compensation Costs: Understanding Your Experience Mod Rating

August 13, 2026, 12:00 PM ET

Wondering what’s driving your workers’ compensation costs? One of the biggest factors is your Experience Modification Rating (E-Mod)—but many employers aren’t sure what it is, how it’s calculated, or what they can do to influence it.

Join The MJ Companies for a practical 30-minute webinar where we’ll demystify the E-Mod and explain how it impacts your workers’ compensation premiums. We’ll also explore the factors that drive costs and share practical strategies organizations are using to reduce losses and better manage their total cost of risk. Whether you’re preparing for renewal or simply looking for ways to better manage your workers’ compensation program, you’ll leave with practical insights you can put to use right away.

HSAs vs. FSAs vs. HRAs

August 20, 2026, 3:00 PM ET

Choosing the right account-based benefit strategy requires understanding how HSAs, HRAs, and FSAs truly compare. This webinar will break down the similarities and key differences among these account-based plans, including eligibility requirements, funding rules, tax treatment, and portability. We’ll also explore how employers can strategically leverage each option to support workforce needs while maintaining compliance.

Open Enrollment – Renewal Checklist

September 24, 2026, 3:00 PM ET

Join us for a practical and timely webinar designed to help employers navigate the complexities of open enrollment season. We’ll walk through a checklist of key tasks – from plan review and employee communications to system updates and post-enrollment audits. In addition, we’ll provide a brief regulatory and legislative update, highlighting recent changes that may impact your 2027 offerings, and touch on year-end compliance items to help you close out the year with confidence.

Total Cost of Risk: Looking Beyond Premiums

October 8, 2026 12:00 PM ET

Insurance premiums often get the most attention, but they are only one piece of an organization’s overall cost of risk. The bigger picture can also include retained losses, claims costs, administrative expenses, and the impact risk has on day-to-day operations. Join MJ for a practical discussion on how a Total Cost of Risk (TCOR) approach can help organizations better understand these costs and make more informed decisions about their insurance programs.

We’ll explore how organizations can look beyond premium alone and evaluate the balance between risk retention and risk transfer. Attendees will learn how large deductible programs work, the tradeoffs between lower insurance premiums and retained claim costs, and how to determine the approach that best aligns with their organization’s goals, financial objectives, and risk strategy.  Designed for risk, finance, and business leaders, this webinar will provide practical guidance for evaluating insurance program options and better understanding the true cost of risk.

Through the MagniPhy Glass: Clear Perspectives on Pharmacy, Session 3

November 4, 2026, 12:00 PM ET

Let’s take a look back at 2026. In this session, the MJ MagniPhy team will break down major pricing and utilization trends, regulatory updates, and market shifts impacting employer-sponsored pharmacy programs. Attendees will gain clarity on what mattered most, what signals to watch going forward, and how to adjust strategies to stay ahead. This annual review equips employers with the insights needed to evaluate current performance, refine their pharmacy strategy, and confidently plan for the year ahead with a clearer, more informed perspective.