It's time to raise your expectations.

We put your future in focus by visualizing your data, identifying trends, and giving you actionable insight.

Get a Glimpse into the Future

Your data tells the story of your business. As MJ’s proprietary analytics tool, APERTURE can help bring your data into focus so you can understand the past—and forecast what’s to come.

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Risk Management

Optimizing your risk management strategy is a crucial part of achieving your business goals. Our team can get you there.


Our Benefits+ programs are designed to go beyond standard solutions, providing a comprehensive and fully customized approach to employee benefits consulting that prioritizes the health, happiness, and success of your employees. 


Personal insurance can be in impersonal business, but not at MJ. We work hard to help you plan for the future and protect what matters most.

Why MJ

Driven by passion.

Inspired through leadership.

Fueled by curiosity.

Pushed by determination.

Empowered by innovation.

Focused on fun.



As we settle into 2024, it’s the perfect opportunity to look forward to what is expected for the remainder of the year. This month’s webinar will focus on recent regulations, FAQs, and other guidance issues over the previous months to help employers keep up to date on the ever-changing employee benefit compliance requirements, and we may even provide some guesses as to what else we might see in the upcoming months.



April 25, 2024

As we look forward to summer plans, employers must continue to stay on top of benefit compliance requirements. This webinar will provide an overview of some of the important upcoming reporting requirements, including Form 5500s, PCORI fees, and Rx Reporting.


May Compliance Webinar: Medicare Coordination with Employer-Sponsored Coverage

May 23, 2024

An aging workforce requires employers to better understand how Medicare options coordinate with employer benefit offerings. We’ll touch on coordination of benefit rules, creditable coverage status, how Medicare impacts HSA eligibility and COBRA continuation options, and more.

register here

June Compliance Webinar: Health Savings Accounts (HSAs)

June 20, 2024

As more and more employers offer at least one high deductible health plan (HDHP) option, employers play a role in educating their employees about HSAs. The goal of the webinar will be to provide employers with some tips and tricks to help employees navigate HSA eligibility, HSA contribution limits, and HSA reimbursements.

Register Here


TUESDAY, JULY 23, 2024

Save the date for our Future in Focus: 2025 Economic Outlook seminar featuring renowned economist Connor Lokar from the Institute for Trend Research (ITR) on Tuesday, July 23, at The Ritz Charles. More information on registration to come soon!

What’s On Our Minds

PUBLISHED February 23rd, 2024

IRS Releases ACA Pay-or-Play Penalties for 2025

Ann Poland

On Feb. 12, 2024, the IRS released updated penalty amounts for 2025 related to the employer shared responsibility (pay-or-play) rules under the Affordable Care …

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PUBLISHED February 20th, 2024

Health Plans Must Expand Price Comparison Transparency Tool for 2024

Ann Poland

Beginning in 2024, group health plans and health insurance issuers must expand the internet-based price comparison tool they make available to participants, beneficiaries and …

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News and Updates
PUBLISHED February 19th, 2024

The MJ Companies Welcomes New Director of Population Health and Wellness

The MJ Companies

INDIANAPOLIS (Feb. 19, 2024) – The MJ Companies, a leading financial services firm for nearly 60 years, is proud to announce the appointment of …

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MJ Foundation
PUBLISHED February 13th, 2024

Promoting and Empowering Diversity in the Insurance Industry

Britni Shrout

At MJ, we appreciate the importance of creating an environment in which all associates are valued and feel empowered to do their best work …

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PUBLISHED February 9th, 2024

State Laws Restricting COVID-19 Vaccine Passports and Mandates

Ann Poland

Since COVID-19 vaccines first became available, several states have enacted laws that restrict or ban certain entities from mandating them or requiring proof that …

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Risk Management
PUBLISHED February 8th, 2024

Building a Strong Safety Culture

Mike Janicki

The Occupational Safety and Health Administration (OSHA) emphasizes that fostering a robust safety culture is the single most influential factor in reducing workplace accidents …

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News and Updates
PUBLISHED February 1st, 2024

Jamie Westbury Joins MJ’s Colorado Benefits Consulting Team!

The MJ Companies

We are proud to introduce the newest addition to our Colorado Benefits Consulting team – Jamie Westbury! Meet Jamie Westbury: Elevating Expertise in Employee …

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PUBLISHED January 30th, 2024

Navigating Total Rewards Budget Approval

Julie Bingham

Proactive planning is the key to unlocking the full potential of the total rewards budgetary approval process. The art and science behind strategic planning …

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MJ Foundation
PUBLISHED January 25th, 2024

The MJ Companies’ Philanthropic Foundation Sends Families to Phoenix Zoo

The MJ Companies

PHOENIX (Jan. 25, 2024) – The MJ Companies, a leading financial services firm for nearly 60 years, hosted families at Phoenix Zoo as part …

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