WHAT WE DO
Why MJ
Driven by passion.
Inspired through leadership.
Fueled by curiosity.
Pushed by determination.
Empowered by innovation.
Focused on fun.
What’s On Our Minds
Employer Considerations for Navigating Election Season
Election season can be a fraught time for employers. Employers are often faced with the challenge of fostering a culture of open communication while …
Read MoreThere’s More to Their Story
The story begins in Ethiopia on July 21, 2006, the day Gabriel Chufamo Deely was born. Shortly after, Gabriel was adopted by the Deely …
Read MoreEBSA Releases Updated Cybersecurity Guidance for Employee Benefit Plans
Through Compliance Assistance Release No. 2024-01, the U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) is confirming that the cybersecurity guidance it issued …
Read MorePay-or-Play Affordability Percentage Will Increase for 2025
On Sept. 6, 2024, the IRS released Revenue Procedure 2024-35 to index the contribution percentage in 2025 for determining the affordability of an employer’s …
Read MoreTHE MJ COMPANIES NAMED A 2024 BEST PRACTICES AGENCY
The MJ Companies retained its Best Practices status for 2024, joining an elite group of independent insurance agencies from across the United States. The …
Read MoreIncreased Civil Penalty Amounts for SBC, MSP, HIPAA Violations
On Aug. 8, 2024, the U.S. Department of Health and Human Services (HHS) published a final rule increasing key penalties affecting group health plans. …
Read MoreCommercial Property/Casualty Market Index Q2/2024
Signs of softened property and casualty market conditions were evident in Q2 2024, according to The Council of Insurance Agents & Brokers’ quarterly survey. …
Read MoreUpcoming Deadline: MLR Rebates
Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not …
Read MoreThe Truth About Captives
More control and greater potential for financial reward are two benefits of captives. But you may be wondering if it’s worth making the switch. …
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