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It's time to raise your expectations.

We put your future in focus by visualizing your data, identifying trends, and giving you actionable insight.

Get a Glimpse into the Future

Your data tells the story of your business. As MJ’s proprietary analytics tool, APERTURE can help bring your data into focus so you can understand the past—and forecast what’s to come.

Learn more

WHAT WE DO

Risk Management

Optimizing your risk management strategy is a crucial part of achieving your business goals. Our team can get you there.

MJ BENEFITS+

Our Benefits+ programs are designed to go beyond standard solutions, providing a comprehensive and fully customized approach to employee benefits consulting that prioritizes the health, happiness, and success of your employees. 

PERSONAL INSURANCE

Personal insurance can be in impersonal business, but not at MJ. We work hard to help you plan for the future and protect what matters most.

Why MJ

Driven by passion.

Inspired through leadership.

Fueled by curiosity.

Pushed by determination.

Empowered by innovation.

Focused on fun.

2025 ECONOMIC OUTLOOK

TUESDAY, JULY 23, 2024

With lingering concerns over future actions by the Federal Reserve Board and the pace of inflation, the first half of 2024 was filled with conflicting trend reports over the state of the economy. Some leading indicators were rising, and others remained mired in decline. The reasonably good financial status of consumers in general and robust business cash balances in many industries kept the downside of the business cycle mild in 2024. But we still need to be prepared for cyclical changes in the future.

Join us for an informative seminar featuring renowned economist Connor Lokar from the Institute for Trend Research (ITR). We’ll discuss the trends for 2025 and 2026, including the onset of recovery in the industrial economy and a faster rate of rise in most of the service sector.

Lokar will look at key markets domestically and globally and their expected impact on attendees. Specific action items pertinent to the macro and industry-specific outlook are important parts of the discussion as businesses prepare to enhance profitability and prepare for the rest of the decade.

REGISTER HERE

July Compliance Webinar: Common Employee Benefit Compliance Questions

Thursday, July 25, 2024

This webinar will address some of the most common benefit compliance questions that employers of all sizes struggle with. In addition, we will ask the audience to participate during the webinar, providing an opportunity for you test your compliance knowledge and have a little fun with some everyday compliance topics that tend to trip up the best of us.

Register here

August Compliance Webinar: Defining Plan Eligibility for Employees, Spouses, and Dependents

Thursday, August 22, 2024

Plan eligibility rules are based on a combination of carrier requirements, compliance rules, and employer preferences. During this webinar we’ll discuss these different pieces along with the importance of carefully defining and following plan eligibility rules to minimize the compliance risk for things such as carrier refusal to provide coverage for ineligible individuals, discrimination claims, employer mandate penalties, and more.

Register Here

September Compliance Webinar: Upcoming Election & Regulatory/Legislative Update

Thursday, September 19, 2024

As election night draws near, this webinar will cover some of the potential compliance impacts depending upon the election outcome. We’ll also take some time to review recent legislative action and agency guidance, and then wrap up with what is expected for the remainder of the year.

Register Here

What’s On Our Minds

MJ Foundation
PUBLISHED July 16th, 2024

MJ Raises Over $135K for Community at MJ Foundation Golf Outing

The MJ Companies

INDIANAPOLIS (July 16, 2024) – The MJ Companies, a leading financial services firm for over 60 years, hosted its second annual Benefit at the …

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Benefits+
PUBLISHED July 12th, 2024

PCORI Fees Due July 31, 2024

Ann Poland

The Affordable Care Act (ACA) requires self-insured and level-funded plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees are reported …

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Risk Management
PUBLISHED July 9th, 2024

BEYOND TRADITIONAL INSURANCE: CAPTIVE OPTIONS FOR FORWARD-THINKING BUSINESSES

Byron Shultz

It’s the ideal trifecta of insurance: reduce risk, save money, and drive more growth. These advantages are possible when using a captive, an innovative …

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Risk Management
PUBLISHED July 1st, 2024

Cybersecurity Insights: Organizational Exposure to Business Email Compromise and AI

Carol Scully

In today’s digital world, the growing impact of cyber attacks have become an ever-pressing concern for businesses of all sizes and across industries. While …

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News and Updates
PUBLISHED June 24th, 2024

The MJ Companies Launches New Pharmacy Practice

Britni Shrout

MagniPhy Pharmacy Solutions offers innovative pharmacy management programs INDIANAPOLIS (June 24, 2024) – The MJ Companies, a leading financial services firm for nearly 60 …

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MJ Foundation
PUBLISHED June 20th, 2024

Resources that Change Lives

Britni Shrout

Homelessness knows no boundaries—it can affect anyone, regardless of their circumstances. It’s easy to believe it could never happen to you, but the reality …

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News and Updates
PUBLISHED June 11th, 2024

The MJ Companies Adds Experienced Leader as New Senior Vice President of Employee Benefits

The MJ Companies

INDIANAPOLIS (June 11, 2024) – The MJ Companies, a leading financial services firm for nearly 60 years, is proud to announce the appointment of …

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Risk Management
PUBLISHED May 28th, 2024

Commercial Property/Casualty Market Index Q1/2024

The MJ Companies

PREMIUM INCREASES FLAT TO DOWN, CIAB Q1 2024 P/C MARKET SURVEY SHOWS Premium increase moderation continued this quarter, with premiums across all account sizes …

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Benefits+
PUBLISHED May 23rd, 2024

Supporting Employees During Mental Health Awareness Month and Beyond

The MJ Companies

Employee mental health has become a workplace topic of increased focus and awareness in recent years. An employee’s mental health includes how they think, …

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Contact

Indianapolis

Location

571 Monon Blvd.
Suite 400
Carmel, IN 46032

Telephone: (317) 805-7500
Fax: (317) 805-7515

Phoenix

Location

3900 E. Camelback Rd.
Suite 225
Phoenix, AZ 85018

Telephone: (602) 772-3300
Fax: (602) 772-3349

Denver

Location

201 Columbine St.,
Suite 300
Denver, CO 80206

Telephone: (720) 354-3861
Fax: (317) 805-7515