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We put your future in focus by visualizing your data, identifying trends, and giving you actionable insight.

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Your data tells the story of your business. As MJ’s proprietary analytics tool, APERTURE can help bring your data into focus so you can understand the past—and forecast what’s to come.

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Risk Management

Optimizing your risk management strategy is a crucial part of achieving your business goals. Our team can get you there.


Our Benefits+ programs are designed to go beyond standard solutions, providing a comprehensive and fully customized approach to employee benefits consulting that prioritizes the health, happiness, and success of your employees. 


Personal insurance can be in impersonal business, but not at MJ. We work hard to help you plan for the future and protect what matters most.

Why MJ

Driven by passion.

Inspired through leadership.

Fueled by curiosity.

Pushed by determination.

Empowered by innovation.

Focused on fun.

June Compliance Webinar: Health Savings Accounts (HSAs)

Thursday, June 20, 2024

As more and more employers offer at least one high deductible health plan (HDHP) option, employers play a role in educating their employees about HSAs. The goal of the webinar will be to provide employers with some tips and tricks to help employees navigate HSA eligibility, HSA contribution limits, and HSA reimbursements.

Register Here


WedneSDAY, JULY 10, 2024

Paid Family and Medical Leave Laws (PFML) are sweeping the nation at the local, state, and federal level, leaving many employers asking what to do and how to manage so many new compliance needs. 

Navigating the complexities of the PFML can be confusing, and our team is here to help give you a clear understanding of what this means for your organization and help you decide how to proceed. Join us to learn more about the various laws, new and existing, implications, employer obligations, considerations—and how employers can manage the ever-expanding PFML landscape.  

Register Here


TUESDAY, JULY 23, 2024

With lingering concerns over future actions by the Federal Reserve Board and the pace of inflation, the first half of 2024 was filled with conflicting trend reports over the state of the economy. Some leading indicators were rising, and others remained mired in decline. The reasonably good financial status of consumers in general and robust business cash balances in many industries kept the downside of the business cycle mild in 2024. But we still need to be prepared for cyclical changes in the future.

Join us for an informative seminar featuring renowned economist Connor Lokar from the Institute for Trend Research (ITR). We’ll discuss the trends for 2025 and 2026, including the onset of recovery in the industrial economy and a faster rate of rise in most of the service sector.

Lokar will look at key markets domestically and globally and their expected impact on attendees. Specific action items pertinent to the macro and industry-specific outlook are important parts of the discussion as businesses prepare to enhance profitability and prepare for the rest of the decade.


July Compliance Webinar: Common Employee Benefit Compliance Questions

Thursday, July 25, 2024

This webinar will address some of the most common benefit compliance questions that employers of all sizes struggle with. In addition, we will ask the audience to participate during the webinar, providing an opportunity for you test your compliance knowledge and have a little fun with some everyday compliance topics that tend to trip up the best of us.

Register here

August Compliance Webinar: Defining Plan Eligibility for Employees, Spouses, and Dependents

Thursday, August 22, 2024

Plan eligibility rules are based on a combination of carrier requirements, compliance rules, and employer preferences. During this webinar we’ll discuss these different pieces along with the importance of carefully defining and following plan eligibility rules to minimize the compliance risk for things such as carrier refusal to provide coverage for ineligible individuals, discrimination claims, employer mandate penalties, and more.

Register Here

September Compliance Webinar: Upcoming Election & Regulatory/Legislative Update

Thursday, September 19, 2024

As election night draws near, this webinar will cover some of the potential compliance impacts depending upon the election outcome. We’ll also take some time to review recent legislative action and agency guidance, and then wrap up with what is expected for the remainder of the year.

Register Here

What’s On Our Minds

News and Updates
PUBLISHED June 11th, 2024

The MJ Companies Adds Experienced Leader as New Senior Vice President of Employee Benefits

The MJ Companies

INDIANAPOLIS (June 11, 2024) – The MJ Companies, a leading financial services firm for nearly 60 years, is proud to announce the appointment of …

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Risk Management
PUBLISHED May 28th, 2024

Commercial Property/Casualty Market Index Q1/2024

The MJ Companies

PREMIUM INCREASES FLAT TO DOWN, CIAB Q1 2024 P/C MARKET SURVEY SHOWS Premium increase moderation continued this quarter, with premiums across all account sizes …

Read More
PUBLISHED May 23rd, 2024

Supporting Employees During Mental Health Awareness Month and Beyond

The MJ Companies

Employee mental health has become a workplace topic of increased focus and awareness in recent years. An employee’s mental health includes how they think, …

Read More
PUBLISHED May 21st, 2024

How to Navigate Conversations About Online Compensation Data

Julie Bingham

One of the most prevalent compensation conversations in the workplace is about online pay data: from various sources ranging from employer websites to recruiting …

Read More
PUBLISHED May 17th, 2024

HSA/HDHP Limits Will Increase for 2025

Ann Poland

On May 9, 2024, the IRS released Revenue Procedure 2024-25 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health …

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MJ Foundation
PUBLISHED May 14th, 2024


The MJ Companies

INDIANAPOLIS (May 14, 2024) – The MJ Foundation, the charitable arm of leading financial services firm: The MJ Companies, has released its 2023 annual …

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PUBLISHED May 10th, 2024

DOL Increases Compensation Threshold For Exemption Eligibility

Ann Poland

The Department of Labor (DOL) announced on April 23, 2024, a final rule that expands the compensation threshold for exemption eligibility under the Fair …

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MJ Foundation
PUBLISHED May 7th, 2024

Providing a Voice for Those Who Need It Most

Britni Shrout

Playing on the school playground, going to your first sleepover, hearing the ice cream truck approaching your street—these are all things that take you …

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PUBLISHED May 3rd, 2024

EEOC’s FAQs on the Pregnant Workers Fairness Act

Ann Poland

To help employers prepare for changes under the Pregnant Workers Fairness Act (PWFA), the Equal Employment Opportunity Commission (EEOC) has issued frequently asked questions …

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