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It's time to raise your expectations.

We put your future in focus by visualizing your data, identifying trends, and giving you actionable insight.

Get a Glimpse into the Future

Your data tells the story of your business. As MJ’s proprietary analytics tool, APERTURE can help bring your data into focus so you can understand the past—and forecast what’s to come.

Learn more

WHAT WE DO

Risk Management

Optimizing your risk management strategy is a crucial part of achieving your business goals. Our team can get you there.

MJ BENEFITS+

Our Benefits+ programs are designed to go beyond standard solutions, providing a comprehensive and fully customized approach to employee benefits consulting that prioritizes the health, happiness, and success of your employees. 

PERSONAL INSURANCE

Personal insurance can be in impersonal business, but not at MJ. We work hard to help you plan for the future and protect what matters most.

Why MJ

Driven by passion.

Inspired through leadership.

Fueled by curiosity.

Pushed by determination.

Empowered by innovation.

Focused on fun.

Benefits During Leave

Thursday, February 20, 2025

Many employers struggle with how to handle health and welfare benefit eligibility and employee contributions during employee leaves of absence. We encourage employers to proactively think about their leave policies and how they will handle benefits and payments while an employee is out on leave. We will help employers think through the compliance requirements for handling health and welfare benefits during different types of leave (e.g., FMLA, workers’ comp, state paid family leave, unprotected leave) by walking through several common scenarios).

Register Here

2025 State Leave Law Updates and What Might Be Next at the National Level

Thursday, February 27, 2025

As we look ahead to 2025, the state leave law landscape is transforming at an unprecedented pace and putting more pressure on organizations to remain in compliance. Join us and The Partners Group for a live webinar where the team of experts will help you navigate changes to the current leave laws and the new leaves laws for 2026. Additionally, we discuss the future of potential leave law changes with the new administration. Whether you’re an HR professional, benefits manager, or organizational leader, gain access to insights to help you effectively navigate the complexities of leave in 2025 and beyond. Don’t miss this opportunity to stay informed on the evolving landscape of leave laws and prepare your organization for changes starting NOW and in the near future.

SHRM Credits are available for event attendees.

Register Here

Regulatory & Legislative Update

Thursday, March 20, 2025

As we settle into 2025 and the new administration is in place, it’s the perfect opportunity to look forward to what is expected for the remainder of the year. This month’s webinar will focus on any recent legislation, regulations, FAQs, and other guidance issued over the previous months to help employers keep up-to-date on the ever-changing employee benefit compliance requirements, and we may even provide some guesses as to what else we may see in the upcoming months.

Register here

HIPAA Compliance in 2025: Key Changes in Privacy & Security Rules

Tuesday, April 1, 2025

With the new administration in place, we are closely monitoring developments in the regulatory landscape, and it’s more important than ever for organizations to stay ahead of the curve. Join us for an insightful webinar where we’ll provide an in-depth look at the latest developments in HIPAA compliance, particularly the intersection of the HIPAA Privacy Rule and the newly proposed updates to the HIPAA Security Rule. This webinar will also include a deep dive into the HHS issued HIPAA Privacy Rule to Support Reproductive Health Care Privacy (the “2024 Privacy Rule”) and where that stands 70 days into the Trump administration.

Our experts will provide actionable insights to ensure your organization remains compliant. Whether you’re a plan sponsor, HR director, or compliance officer, this webinar is designed to help you navigate the complex regulatory landscape and ensure your organization is fully prepared for the upcoming changes. Stay informed, stay compliant, and ensure your organization is prepared for the evolving regulatory environment. Register now to secure your spot!

Register here

2025 Swerve: Redirecting the Benefits Conversation

Wednesday, April 23, 2025

Join us for an exclusive seminar designed for forward-thinking HR executives who are ready to reimagine and redirect the benefits conversation. This annual conference is designed to provide you with fresh perspectives on the critical topics shaping the future of employee benefits and HR.

Hosted at the state-of-the-art Indianapolis Colt’s practice facility, this event offers a rare opportunity to experience an exclusive venue while diving into the latest trends and challenges in HR. Network with your peers, gain insights from industry experts, and uncover innovative approaches to elevating your benefits and HR strategy.

Space is limited, so secure your spot and register today!

SHRM Credits are available for event attendees. Virtual registration is also available.

register now

Future In Focus: 2026 Economic Outlook

Wednesday, June 25, 2025

Get the knowledge and insights you need to thrive in today’s uncertain economic climate.

Reserve your spot for our upcoming economic seminar and join us as we share financial market trends, projected changes in the economic landscape, and business strategies and tactics to help you navigate the future with confidence!

Virtual registration is also available. 

register here

What’s On Our Minds

Benefits+
PUBLISHED February 7th, 2025

Medicare Part D Disclosures due by March 1, 2025 for Calendar Year Plans

DeAnn Deck

Group health plan sponsors are required to complete an online disclosure form with the Centers for Medicare & Medicaid Services (CMS) on an annual …

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Benefits+
PUBLISHED February 3rd, 2025

Balancing Progress with Nonprofit Executive Compensation

Julie Bingham

The median executive pay for nonprofits has risen steadily since 2018. However, due to disparities within the sector, the prominence of short and long-term …

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Risk Management
PUBLISHED January 28th, 2025

Verisk Estimates LA Wildfire Insured Losses at $28 to $35 Billion

The MJ Companies

Verisk’s Extreme Event Solutions team has projected insured losses ranging from $28 billion to $35 billion for the Palisades and Eaton Fires that devastated …

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MJ Foundation
PUBLISHED January 21st, 2025

Supporting Employees That Traditional Hiring Leaves Out

Britni Shrout

Even with a degree in computer networking and cybersecurity, Geraldine struggled to find a job after immigrating to the United States from Peru in …

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Benefits+
PUBLISHED January 15th, 2025

New Colorado FAMLI Rules Include Employer Penalties

The MJ Companies

The new rules address the coordination of FAMLI with other benefits and establish penalties for violations. The Colorado Department of Labor and Employment recently …

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MJ Foundation
PUBLISHED January 14th, 2025

The MJ Foundation Awards Three $25,000 Grants to Local Non-Profits in Indianapolis, Phoenix, and Denver

The MJ Companies

INDIANAPOLIS (Jan. 14, 2025) – The MJ Charitable Foundation (the MJ Foundation), has awarded three $25,000 grants to non-profits in the Indianapolis, Phoenix, and …

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Leave and Absence Management
PUBLISHED January 7th, 2025

Integrating Leave Plans

Courtney Hutchison and Brycie Wasson

In November of 2020, employees in Colorado demonstrated via a state-wide ballot the value they place on the ability to access paid leave from …

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Benefits+
PUBLISHED January 6th, 2025

Newly Passed Legislation Modifies ACA Reporting Requirements

DeAnn Deck

On Dec. 23, 2024, President Joe Biden signed two bills into law that will streamline the Affordable Care Act’s (ACA) reporting requirements under Internal …

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News and Updates
PUBLISHED December 31st, 2024

Looking Ahead to a Year of Meaningful Moments

Mike H. Bill

There’s nothing like a milestone to get you thinking about what matters—and about time, which seems to jet by at an ever-increasing pace. I’ve …

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Contact

Indianapolis

Location

571 Monon Blvd.
Suite 400
Carmel, IN 46032

Telephone: (317) 805-7500
Fax: (317) 805-7515

Phoenix

Location

3900 E. Camelback Rd.
Suite 225
Phoenix, AZ 85018

Telephone: (602) 772-3300
Fax: (602) 772-3349

Denver

Location

201 Columbine St.,
Suite 300
Denver, CO 80206

Telephone: (720) 354-3861
Fax: (317) 805-7515