It's time to raise your expectations.

We put your future in focus by visualizing your data, identifying trends, and giving you actionable insight.

Get a Glimpse into the Future

Your data tells the story of your business. As MJ’s proprietary analytics tool, APERTURE can help bring your data into focus so you can understand the past—and forecast what’s to come.

Learn more

WHAT WE DO

Risk Management

Optimizing your risk management strategy is a crucial part of achieving your business goals. Our team can get you there.

Analytics Risk Services Risk Transfer Claims Consulting Advocacy

MJ BENEFITS+

Our Benefits+ programs are designed to go beyond standard solutions, providing a comprehensive and fully customized approach to employee benefits consulting that prioritizes the health, happiness, and success of your employees.

Benefits Consulting Compensation + Total Rewards Consulting Retirement Consulting Leave + Absence Management

PERSONAL INSURANCE

Personal insurance can be in impersonal business, but not at MJ. We work hard to help you plan for the future and protect what matters most.

Personal Insurance

Why MJ

Driven by passion.

Inspired through leadership.

Fueled by curiosity.

Pushed by determination.

Empowered by innovation.

Focused on fun.

ACA Employer Reporting

January 22, 2026, 3:00 PM ET

As the new year begins, join us for a timely webinar on ACA employer reporting, held right in the midst of the 2025 filing season. We’ll walk through the key requirements for Forms 1094 and 1095 and highlight common pitfalls, best practices, and practical tips to ensure accurate, complete, and compliant reporting.

The State of Leave: Key Updates Across States and the Nation

February 19, 2026, 12:00 PM ET

As we look at 2026 and beyond, the state leave law landscape continues to evolve at a rapid, unprecedented pace, showing no signs of slowing down. The pressure is on for organizations to remain in compliance. Join us for a live webinar where our team of experts will help you navigate changes to the current leave laws and the new leaves laws for 2027. Additionally, we discuss the leave landscape at the federal level.

ERISA Fiduciary Duties

February 19, 2026, 3:00 PM ET

Join us for an in-depth session on ERISA fiduciary duties for health and welfare plans, designed to help employers understand their obligations as plan sponsors. We’ll review key ERISA requirements, highlight common compliance pitfalls, and share practical best practices to minimize fiduciary risk.

Navigating Employer-Sponsored Coverage & Medicare

March 19, 2026, 3:00 PM ET

Join us for a practical session on how Medicare interacts with employer-sponsored health plans—an increasingly important topic as more employees continue working past age 65. We’ll break down eligibility and enrollment timing for Medicare Parts A, B, and D, clarify how Medicare Secondary Payer (MSP) rules impact group plan coordination, and highlight key considerations such as HSA eligibility, COBRA timing, and employer premium reimbursements. Understanding these rules is essential for employers evaluating benefit offerings and for employees choosing the coverage option that best fits their needs.

What’s On Our Minds

News and Updates

PUBLISHED January 12th, 2026

The MJ Foundation Awards Record Grant Funding to Nonprofits in Indianapolis, Phoenix, Denver, and Nashville

The MJ Companies

INDIANAPOLIS (Jan. 12, 2026) – The MJ Charitable Foundation (the MJ Foundation), has awarded grants to nonprofits in the Indianapolis, Phoenix, Denver and Nashville …

Benefits+

PUBLISHED January 9th, 2026

Upcoming ACA Reporting Deadlines

DeAnn Deck

Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in …

News and Updates

PUBLISHED January 6th, 2026

The MJ Companies Welcomes Kyle Sullivan to its Colorado Analytics Team

The MJ Companies

DENVER, January 6, 2026 — The MJ Companies, a leading financial services firm serving clients for over 60 years, announced the addition of Kyle …

Benefits+

PUBLISHED December 29th, 2025

DEADLINE FOR SUBMITTING GAG CLAUSE ATTESTATION IS DEC. 31, 2025

DeAnn Deck

Federal law prohibits group health plans and health insurance issuers from entering into contracts with health care providers, third-party administrators (TPAs) or other service …

Benefits+

PUBLISHED December 26th, 2025

ERISA Fiduciary Breach Claims in J&J Lawsuit Dismissed Again

DeAnn Deck

The U.S. District Court for the District of New Jersey has once again dismissed a class-action lawsuit filed against Johnson & Johnson (J&J), which …

MJ Foundation

PUBLISHED December 23rd, 2025

Denver Dream Center Helps Vulnerable Residents Build Strong Foundations

Britni Shrout

Maybe 33 years ago you were figuring out your first computer. Maybe you were a newborn. Chances are you’re a lot different today than …

Compliance

PUBLISHED December 22nd, 2025

IRS Releases Guidance on Trump Accounts: Tax-Favored Accounts for Children

DeAnn Deck

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

Benefits+

PUBLISHED December 19th, 2025

Calculating FMLA Leave During Holiday Weeks

DeAnn Deck

Holiday weeks can pose an extra administrative challenge to employers with employees on leave under the federal Family and Medical Leave Act (FMLA). In …

News and Updates

PUBLISHED December 18th, 2025

Celebrating Firsts, and The People Behind Them

Mike H. Bill

We’ve seen some great firsts this year, from the opening of our first office in the South to hosting our first pickleball fundraiser. We’ve …

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contact us

Indianapolis

Location

571 Monon Blvd., Suite 400,
Carmel, IN 46032

Telephone: (317) 805-7500
Fax: (317) 805-7515

Phoenix

Location

2525 E. Camelback Rd., Suite 1150,
Phoenix, AZ 85016

Telephone: (602) 772-3300
Fax: (602) 772-3349

Denver

Location

44 Cook St., Suite 700
Denver, CO 80206

Telephone: (720) 354-3861
Fax: (317) 805-7515

Nashville

Location

21 Platform Way S, 14th Floor
Nashville, TN 37203

Telephone: (615) 942-0968
Fax: (317) 805-7515